Meet Zodaka

"The PayPal of Cannabis"

The Zodaka Payment System is the last cannabis payment solution you will ever need. Our system enables merchants and consumers at any level of the supply chain to transact directly using electronic payment without the risk, high fees, and inconvenience that cannabis businesses typically face.

Change the way you pay





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Where Can I Use Zodaka?

Zodaka payment and banking operates legally and seamlessly in any high risk vertical (see our “Other Industries Served” page here), though our specialties are CBD and cannabis payment.
If your favorite merchants haven’t caught on to Zodaka yet, then let them know! We can have them processing within two business days. We make payment easy, and easy means being able to use your account wherever and whenever you want.

Cannabis Payment for Your Business

So what can cannabis merchants do? There are three main options.


Option One is to go cash-only, which many small to medium sized dispensaries opt for. Going cash-only is not ideal for a number of reasons, among them added security costs, lower average purchase size, and less customers due to the inconvenience of getting cash for purchase.


Option Two is to utilize an offshore account solution or another means of hiding your business, but these systems are never reliable in the long term (and can cause your business more trouble than they are worth).


The third and best option is to use Zodaka Cannabis Payment and Banking. Zodaka removes all the usual hassle and risk of electronic cannabis payment while improving user experience, system reliability, and banking protection. Read on to find out more.

The Importance of Providing Electronic Cannabis Payment


In an era when a customer can pay with a tap of their phone, forcing customers to purchase your products exclusively with cash is just unreasonable. This is not to mention that to store and transport large sums of cash means huge added cost and security risk.


For the cannabis industry to normalize, the cash-only mentality has to go.


This is why we invented Zodaka: to take cannabis payment into a reliable future. Zodaka lets you dramatically reduce your cash usage so that you can focus on what matters, growing your business.


How Do Other Cannabis Payment Solutions Compare?

The E-Wallet

This system requires customers to preload an electronic wallet with funds before any sort of payment can be made. This preloading can take up to several days, and customers cannot access these funds once they are in the wallet except to spend them at merchants on the system. Zodaka requires no preloading, and your money remains yours until you decide to spend it.

The Spinner AccounT

This is a system where businesses constantly switch between merchant accounts to try and stay one step ahead of regulators. However these systems are illegal and non-compliant by nature. When using these workarounds merchants need to constantly worry about having their payment services shut down. With Zodaka, you set up one account and use it forever, no switching needed.


This solution involves securing businesses merchant accounts based in overseas territories like Cyprus or China. Maintaining these accounts can cost merchants upwards of 10% transaction fees, and they will also maintain a rolling reserve which can be well over six figures. When the specific offshore solution is shut down (which they all eventually are) the American merchant has no recourse for recovering that money due to cannabis being federally illegal in the U.S.


Point of Banking Solutions

Point of Banking Solutions (or P.O.B.s) are systems that illegally harness the ATM network to code marijuana purchases as cash withdrawals rather than debit card payments. Customers can tell when a dispensary is using a P.O.B. system because they have to round the transaction to the nearest $5 and return the change to the customer.


Cryptocurrency solutions work by accepting the user’s money at the point of sale, transferring it in some sort of digital currency like bitcoin or litecoin, moving it to the merchant’s bank account, and transferring that coin back into hard currency. The problem with this sort of system is that cryptocurrencies are, by nature, unstable. Take the recent collapse of Bitcoin or the even more recent shuttering of Stablecoin (a cryptocurrency literally built to eschew the problems with other crypto softwares). . Zodaka operates in U.S. Dollars, a system which, suffice to say, has a bit more history to fall back on.